Back to Calculators
Social Insurance & GESY Calculator
Calculate social insurance and healthcare (GESY) contributions in Cyprus
Rates updated: October 2026
Contribution Rates (2026)
- • Social Insurance (Employed): 8.8% employee + 8.8% employer (max €68,904/year)
- • Social Insurance (Self-Employed): 16.6% (max €68,904/year)
- • GESY (Employed): 2.65% employee + 2.9% employer (capped at €180,000/year)
- • GESY (Self-Employed): 4% (capped at €180,000/year)
Employers also pay: 2% Social Cohesion, 1.2% Redundancy, 0.5% Training (3.7% combined)
FAQ
Is GESY capped like social insurance?
GESY (2.65%) is capped at €180,000 per year across all income sources. Social insurance stops at €68,904 per year, which is the lower of the two ceilings.
How do self-employed contributions differ?
Self-employed persons pay 16.6% social insurance — both the employee and employer portions combined, against 17.6% split between employee and employer — plus 4% GESY, for a total of 20.6%. There is no separate employer contribution.